Wednesday, January 7, 2009

Small Business Owners Need CitiBusiness Credit Cards

By Caressa Waechter

If you are an entrepreneur, chances are you are going to need to have a business credit card. It is not a wise choice to use your own personal credit cards for expenses your business has, as you are required to separate your business expenses from your personal expenses.

As a business owner, you will find many uses for a business credit card. You will use it for travel expenses, paying bills, or just making general office purchases - the possibilities are endless.

One of the leading issuers of credit cards for business is CitiBank with their CitiBusiness card. When you have a CitiBusiness credit card, you have a credit card that is made especially for the small business owner.

Because you can request additional credit cards for employees, and set the credit limit for each card, CitiBusiness really lets you control your expenses. You have total control over the management of your CitiBusiness credit cards with the ability to view all charges, view statements and even add employees, all online.

With their business credit cards with low interest rates, they will have a card that meets your needs. Citibank is often running special introductory rates for a certain length of time, which really allows you to control your cash flow during the set period.

CitiBusiness rewards programs with some of their business credit cards. With one of these credit cards you earn a set number of points for every dollar you put on the card. You will have several different choices on how to redeem your points, so you won't be stuck with just one redemption method.

As a business owner, you really do need to have a credit card that is used for your business exclusively. Having such a card allows you to separate your personal and business expenses, as well as keep track of all your business expenses.

If you are going to use a credit card with your business, you really owe it to yourself to use one that is made with the needs of the entrepreneur in mind. A CitiBusiness credit card would be a great choice when it comes to a business credit card. Because they offer some useful benefits for the business owner, CitiBank should be at the top of your list. - 15246

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